26 years old and a net worth over $200,000. Meet Jayson Bastien of Simple Money Living who has graciously shared his story with us today and has proven that building wealth is all about mindset. Keep reading to find out how Jayson made savings into a game and an impressive net worth a reality with some serious frugal discipline.
Is it really April already? Where did March even go? Anyway, I guess it is time for my monthly income report! I will be honest with you. Not much has changed. Am I disappointed? Yes, a little bit. I would really like to be able to work for my primary client, do some writing work on the side, and focus my attention to this blog but there are only 24 hours in a day and unfortunately, I have to sleep for at least 7 of them.
Enough of the complaining, let’s get into the income report. Don’t worry, for those of you who have short attention spans, this won’t take long. If you remember, my February income report dropped about $400 from January’s. Well, this one dropped about $90 from last month’s report. I think I have fallen off the hustle wagon! It’s okay though because I have some serious plans to get back on it and work my way to $3,000 a month in gross income each month.
Nobody said paying off debt was easy. Rewarding? Absolutely. But easy, not so much. It’s a challenge to cut back on spending and luxuries. Constantly looking for new ways to stretch your dollar is no walk in the park. It takes some serious discipline to put all the extra money your saving toward a debt instead of toward something you really want. With all of these challenges, it’s easy to get mentally worn out.
Since I am taking on the challenge with my husband to pay off all debt and create a new debt free lifestyle, I wanted to talk about something beyond the numbers. I want to talk about what it takes day in and day out to stay motivated and stay on track. Like most things in life, paying off debt is a matter of willpower and mental strength but no one really ever talks about that part of it. It’s a lot easier to focus on the excitement of the extra income or the big payoff but I want to go behind the scenes. That’s why I’m creating this series “Staying Sane While Paying Off Debt”. I think everyone can relate to how grueling it can be to stay focused so let’s help each other!
One of the best tools we are using to pay off debt? Our Debt Diary! No, it’s not some intimate journal we keep talking about how real our struggle is. It’s just a binder that tracks our goals, progress, and anything that inspires us to keep moving forward financially.
Don’t be fooled! This tool is an essential for anyone trying to improve their finances and overcome debt. Stay on track. stay inspired, and stay organized. Here’s how to make one!
If you’re starting out on your financial health journey, you’re probably wondering how on earth you’re supposed to set up a budget. Should you save anything? Does it all go toward debt? What about normal bills?
I know the feeling. Recently I’ve been going back and forth in my head about the best approach to budgeting for debt. Should I go by percentage? Should I ignore savings right now? Well, I finally worked out a solution so hopefully, I’ll save you from the battle going on in your brain and in your bank account.
It’s March. It’s the start of Spring. I’m daydreaming of spring cleaning the house but then, again why stop there? Why not spring clean our finances too? I think one of the best ways to do this is to kick off the season with a no spend challenge. Now, if you’re on Pinterest at all with any sort of interest in personal finance, you know exactly what I’m talking about. Many bloggers have talked about the joys of saving with a no spend weekend, week, or month. Well, it’s my turn!
Over the next two weeks beginning Monday March 6th, I’m going on a spending freeze! Yay! So what does this mean for me exactly? Let me explain.
Happy March! Can you believe it is almost Spring?? I am so thrilled because Winter and I just do not get along. Who’s with me? I just can’t stand the layers and the snow and um being cold. Really, truly, it is not my cup of tea. Maybe, if these income reports keep going the way they do, I’ll be able to travel all winter long to tropical paradises around the world! #Goals am I right?
Okay enough of that, let’s get into my February 2017 income report. If you haven’t already read my income report from January, you’ll probably be surprised to see I’m making close to $2000 every month now. I’m telling y’all, the hustle seriously pays off. Keep at it! I know there are so many people who make way, way more than I do but I also know there are people less experienced than me who need a little inspiration. If I can be that for you, AWESOME!
Ready for the numbers?
Happy New Year everyone! Ready to find out how much I made in December? Well you’re in the right place.
I’m so excited to say that I not only made significantly more than I did last month, I also made more than I ever have freelancing! I’ve mentioned before how my goal is always to make at least a single dollar more than the month before. We all know, that life doesn’t always happen in a straight line headed up. My income has fluctuated the past few months but I finally broke my record so to speak. Unfortunately, this month’s income only came from my virtual assistant work at Time Etc. I’m still quite happy with the results.