It’s summer time ladies and that means you’re in need of a super inspiring summer reading list. I have scoured the internet to find the best of the best books for the fempreneur, mompreneur, girlboss, bossbabe, or whatever else you’d like to call yourself. I have read a few on the list and plan to work my way through the rest by the end of the summer. There’s nothing quite like the sense of peace and satisfaction I get from grabbing a book (or my phone), heading to the beach, and learning about the lives of successful women.
Congratulations on your new baby! Bringing home the newest addition to your family can stir up so many feelings (thank you hormones) from joy and excitement to fatigue and stress. All of which are totally okay, by the way.
Maybe this isn’t your first baby and you’re already a pro swaddler, but if you’ve recently started a blog or work from home business, then you’re probably asking a lot more questions this time around than the standard “should my baby be spitting up this much?”
My point is parenting is hard and so is running a blog or freelance business. Put the two together and you’re bound to face some obstacles and serious stress. Whether this is your first baby or tenth and whether you’ve been blogging for a year or want to start, these tips are for you.
- 10 Simple Ways to Add 10+ Hours a Week to Your Blog
- Top 5 Worst Ways to Make Money Online
- 10 Simple Ways to Maximize Work From Home Productivity
- What It Really Costs to Start a Blog
Five weeks ago we brought home baby Emma and life has been a blur since. From losing my biggest client to watching our toddler throw tantrum after tantrum from jealousy, finding the motivation and time to get work in has been tough. Tough but definitely not impossible thanks to some key tools and tricks I use to maximize my time at home.
In the past I’ve talked about how much I wish I had like 100 more hours each day to work on my freelance writing and my blog. I felt if I could just have more time, I would be so wildly successful. Turns out, and I’m guessing it’s this way for most, I do have the time! I just haven’t been respecting it. My relationship with time has been complete crap. Leaving the house late, forgetting to defrost the chicken for dinner, falling asleep and waking up at different times each day are all prime examples of me not showing Time the love it so deserves. So no wonder it wasn’t loving me back.
26 years old and a net worth over $200,000. Meet Jayson Bastien of Simple Money Living who has graciously shared his story with us today and has proven that building wealth is all about mindset. Keep reading to find out how Jayson made savings into a game and an impressive net worth a reality with some serious frugal discipline.
Trust me, I’ve done it too. I have scoured Pinterest for the latest and greatest in earning money online. I have dug through those massive list posts with 101 ways to make $101 extra income each month. If that’s you right now, I totally get it.
Those posts can be so inspiring. They provide a nice illusion of easy money and endless possibilities for the work from homer or side hustler. Then, upon further digging, link clicking, subscribing, and filling in the same form over and over again, your hopes are crushed. Why? Because half of these make money online ideas don’t work. Well, it’s not that they don’t actually make money, it’s just that they suck.
Without further ado, here are the absolute worst ways to try and make money online in my opinion. Feel free to give them a try yourself but I’m just trying to save you some time here.
Wait, what? I thought you said you got your start freelance writing on a content mill? Yes, you are correct and thanks for reading my blog for that long! By the way, if you don’t know how I got started freelancing and have no idea what I’m referring to right now, check this out.
So, a content mill is basically a site that allows “writers” to sign up and claim the available jobs. Usually you have to take some kind of writing test first but I’m pretty sure anyone capable of reading this page would pass. Then after they carefully select you as a writer (eye roll) you have the pleasure of trying to select a decent writing job from the list. After you’ve spent an hour or more crafting a beautiful 500 word piece in hopes of getting a good review, you get paid! You get paid like a dollar. I’m so serious. It’s seriously a dollar. What a way to earn a living.
Since I kind of feel like you don’t believe me, here’s the proof.
Oh. My. God. Do not even get me started on how much I loathe survey sites with the entirety of my being. My soul aches at the thought of signing up for one of these ridiculous programs. I have tried them all people. From Inbox Dollars to iSay, they are all the same. I might have enjoyed them if I had qualified for other surveys aside from the one asking for my personal information. But no. I never, ever qualify to take the actual surveys.
Am I the only one?
Why don’t they want my opinion?
Okay, anyway. Even if I did qualify for their lousy surveys, I don’t think $0.25 for 5 minutes of my life is worth it. Do you know how much time I’d have to take every day and how many survey sites I would have to be on to make a decent side hustle? Many. Very, very many. It just isn’t worth it.
Hold on Ibotta lovers, don’t run away yet. I actually don’t mind rebates but I don’t consider them to be a side hustle or a source of extra income.
So… why are you putting it on this list?
I have seen a ton of other bloggers put apps like Ibotta, MobiSave, and Ebates on their list of ways to earn money from home and it just doesn’t make sense to me. You shouldn’t go buy things to save money. Isn’t that a bit counterintuitive? I am ALL FOR these apps and rebates when you use them because you actually had to do holiday shopping or you did really need to buy groceries. That makes sense to me but the amount you get back is so small each month, I wouldn’t mark this as a way to make money.
Some of my favorite rebate type apps
- Walmart Savings Catcher
- Receipt Hog (earn rewards for grocery receipts)
- Shopkick (earn rewards for walking into a store)
Watching Videos + Listening to Music
Can we please just stop with the Swagbucks nonsense already? Please. It is such a waste of time and iPhone battery life and it won’t make you much money. Plus, who wants to make money with advertisements if you have to actually watch the ads yourself!?
Slice The Pie isn’t any better. If you haven’t heard of it it’s basically reviewing snippets of music no one has ever heard for money. And by money of course I mean pennies.
I’m really not a fan of these transcription sites only because if you are skilled in transcribing, you should be charging way more for your services. Mostly because there are so many rules to follow and listening to the same sentence over and over again seriously sucks. But hey, if that’s what you’re into, go for it. I’m just saying don’t try to make a career out of sites like Transcribe Me.
All I’m asking is that you value your time and realize that you worth so much more than $1/hr. Go out there and hustle but do it in a way that is fulfilling and respects your talents. How do you make money online?
I read a lot of great personal finance blogs about getting out of debt journeys. I absolutely love a good success story. They make me all warm and fuzzy and simultaneously send a chill down my spine. Every. Single. Time. A lot of the wonderful blogs I read, however are from the perspective of a couple who already have a fully furnished home and two cars and everything they could possibly need in terms of material items.
But what about us drowning in debt without a comfy couch to sit on. (You can read more about my lumpy $3 couch and why I started freelancing here.) Without a desk to work at and instead have to plop down in front of their thrifted coffee table everyday because it’s pretty much the only surface in the house. What about us?
It’s always fun checking my inbox to find people I had connected with asking me where the hell I’ve been. That was pretty much me a few weeks ago after taking a family vacation with the in-laws to Lake Tahoe. Vacation? While getting out of debt? Yea, well, let’s call it a family reunion instead.
Doesn’t it seem like right when you’re getting ahead, life says “SURPRISE!!!” and suddenly all the email inboxes you’re in charge of go from 0 to over 200 unread emails?? Anyone else? Excuses aside, sometimes we all get distracted by life and end up letting ourselves down. Sometimes our goals go flying out the window and we don’t take the time to go outside, pick them up, dust them off, and give them the attention they need for a few days. Or weeks. Or (hopefully not) months.
I realize as I start typing this that passionate Dave Ramsey fans will probably be thoroughly annoyed with this post. But, before you passionate snowballers get too upset, hear me out. I love Dave Ramsey’s Baby Steps and the snowball method. My dad actually introduced me to his books while I was still in high school (thank you dad, I am forever grateful). If you have no idea what I’m talking about you can grab a copy here.
The reason I’m even bringing up the avalanche method is because it saves you a lot on interest. Lately I’ve been struggling with which method to really commit to. Isn’t the whole point of getting out of debt and living frugally to save money? The answer is obviously yes. So, why are we all so passionate about using a method that takes longer and costs more?
As I get further and further into my freelance career and blogging journey, I’m finding that some things are absolutely nonnegotiable to stay productive. Working from home is such a blessing and I still can’t believe that I’m able to do it. I never anticipated, however, just how much discipline it takes to be successful in this kind of working environment. You can read more about my freelancing career here. Without having a boss walking through your living room to check on progress and an ugly office to keep thoughts of personal issues at bay, staying focused can be incredibly difficult.
Each week I try and evaluate how I spent my time and think of ways to get more work done next week. Honestly, half of this time I spend brainstorming is really spent just wishing I had like 6 more hours in each day. I can’t control how many hours are in a day but I can control how I spend them. Here are some things I do to maximize my productivity while working from home and I hope they can help you too!
Nobody said paying off debt was easy. Rewarding? Absolutely. But easy, not so much. It’s a challenge to cut back on spending and luxuries. Constantly looking for new ways to stretch your dollar is no walk in the park. It takes some serious discipline to put all the extra money your saving toward a debt instead of toward something you really want. With all of these challenges, it’s easy to get mentally worn out.
Since I am taking on the challenge with my husband to pay off all debt and create a new debt free lifestyle, I wanted to talk about something beyond the numbers. I want to talk about what it takes day in and day out to stay motivated and stay on track. Like most things in life, paying off debt is a matter of willpower and mental strength but no one really ever talks about that part of it. It’s a lot easier to focus on the excitement of the extra income or the big payoff but I want to go behind the scenes. That’s why I’m creating this series “Staying Sane While Paying Off Debt”. I think everyone can relate to how grueling it can be to stay focused so let’s help each other!