In the past I’ve talked about how much I wish I had like 100 more hours each day to work on my freelance writing and my blog. I felt if I could just have more time, I would be so wildly successful. Turns out, and I’m guessing it’s this way for most, I do have the time! I just haven’t been respecting it. My relationship with time has been complete crap. Leaving the house late, forgetting to defrost the chicken for dinner, falling asleep and waking up at different times each day are all prime examples of me not showing Time the love it so deserves. So no wonder it wasn’t loving me back.
I read a lot of great personal finance blogs about getting out of debt journeys. I absolutely love a good success story. They make me all warm and fuzzy and simultaneously send a chill down my spine. Every. Single. Time. A lot of the wonderful blogs I read, however are from the perspective of a couple who already have a fully furnished home and two cars and everything they could possibly need in terms of material items.
But what about us drowning in debt without a comfy couch to sit on. (You can read more about my lumpy $3 couch and why I started freelancing here.) Without a desk to work at and instead have to plop down in front of their thrifted coffee table everyday because it’s pretty much the only surface in the house. What about us?
If you’re starting out on your financial health journey, you’re probably wondering how on earth you’re supposed to set up a budget. Should you save anything? Does it all go toward debt? What about normal bills?
I know the feeling. Recently I’ve been going back and forth in my head about the best approach to budgeting for debt. Should I go by percentage? Should I ignore savings right now? Well, I finally worked out a solution so hopefully, I’ll save you from the battle going on in your brain and in your bank account.
It’s March. It’s the start of Spring. I’m daydreaming of spring cleaning the house but then, again why stop there? Why not spring clean our finances too? I think one of the best ways to do this is to kick off the season with a no spend challenge. Now, if you’re on Pinterest at all with any sort of interest in personal finance, you know exactly what I’m talking about. Many bloggers have talked about the joys of saving with a no spend weekend, week, or month. Well, it’s my turn!
Over the next two weeks beginning Monday March 6th, I’m going on a spending freeze! Yay! So what does this mean for me exactly? Let me explain.
Happy March! Can you believe it is almost Spring?? I am so thrilled because Winter and I just do not get along. Who’s with me? I just can’t stand the layers and the snow and um being cold. Really, truly, it is not my cup of tea. Maybe, if these income reports keep going the way they do, I’ll be able to travel all winter long to tropical paradises around the world! #Goals am I right?
Okay enough of that, let’s get into my February 2017 income report. If you haven’t already read my income report from January, you’ll probably be surprised to see I’m making close to $2000 every month now. I’m telling y’all, the hustle seriously pays off. Keep at it! I know there are so many people who make way, way more than I do but I also know there are people less experienced than me who need a little inspiration. If I can be that for you, AWESOME!
Ready for the numbers?
I see it all the time all over Pinterest and various blogs. Claims from mommy bloggers and even niche that promise you can start a blog for only $3.95 per month drive me absolutely crazy. As someone who has been dying to start a blog for well over a year now (yay! it finally happened), with a very low budget, these promises are soooo frustrating. I can’t tell you how many times I’ve read a different blog making the same claim, looked further into it, followed their exact method, just to end up disappointed by the actual start up cost.
I’m here to save you the frustration and disappointment. While I love the idea that bloggers are encouraging others to blog, I don’t love the idea that the process is being falsely advertised.
HAPPY NEW YEAR! It is 2017 can you even believe it? If you’re new to the blog, let me fill you in a little bit. Last year I was a stay-at-home mom and wanted to make a financial difference for my family. Living off a low-income is kind of a vicious circle, however and it felt like I couldn’t find a solution.
If I got a job, we would have to pay for daycare and possibly get a second car and with my experience, I would have some horrible retail job with equally horrible hours. So after scouring Pinterest and various blogs, I decided I would create my own job from scratch with zero start up cost. My ultimate goal was and still is to run a fashion/lifestyle blog but I knew starting a blog cost money. You can read more about what it really costs to start a profitable blog here. (Hint: It isn’t just $3.95/month)
Happy New Year everyone! Ready to find out how much I made in December? Well you’re in the right place.
I’m so excited to say that I not only made significantly more than I did last month, I also made more than I ever have freelancing! I’ve mentioned before how my goal is always to make at least a single dollar more than the month before. We all know, that life doesn’t always happen in a straight line headed up. My income has fluctuated the past few months but I finally broke my record so to speak. Unfortunately, this month’s income only came from my virtual assistant work at Time Etc. I’m still quite happy with the results.
If you have read through my November 2016 income report already, you probably have an idea of what I’m going to be talking about. I said this in that report, but I want to say it again because it has really hit home for me. Too much of anything, ambition included, is never healthy. In other words, everything in moderation. You really can have too much of a good thing. Trust me.
I have always been and will forever be someone who believes in the direct relationship between input and output. What you put in to something directly correlates to what you get out. If you put an hour a week into your blog, well you either have a ton of people working on it for you, or you’re only going to see that much effort from your readers and from Google. [Read more…]