Nobody said paying off debt was easy. Rewarding? Absolutely. But easy, not so much. It’s a challenge to cut back on spending and luxuries. Constantly looking for new ways to stretch your dollar is no walk in the park. It takes some serious discipline to put all the extra money your saving toward a debt instead of toward something you really want. With all of these challenges, it’s easy to get mentally worn out.
Since I am taking on the challenge with my husband to pay off all debt and create a new debt free lifestyle, I wanted to talk about something beyond the numbers. I want to talk about what it takes day in and day out to stay motivated and stay on track. Like most things in life, paying off debt is a matter of willpower and mental strength but no one really ever talks about that part of it. It’s a lot easier to focus on the excitement of the extra income or the big payoff but I want to go behind the scenes. That’s why I’m creating this series “Staying Sane While Paying Off Debt”. I think everyone can relate to how grueling it can be to stay focused so let’s help each other!