Remember how I told you I had this crazy goal to pay off a debt each week? Well, I wasn’t joking! And, guess what!? I had a very successful first week, making enough extra income to pay off an old medical bill in collections.
I can’t even tell you how excited I am to call the debt collector (is it just me or do you picture debt collectors to look like the grim reaper??) and say I can pay off this bill that has been placed for collection in full. Of course, I’m going to try and negotiate with them to have the account erased from my credit history, but I’ll get into that next week. By the way, if you’re wondering what you might have in collections, affecting your credit report, check out CreditKarma for free!
If you want to know exactly how I went about paying off an entire debt in just a week, keep reading!